Studying abroad is more than getting a higher education, it is an invaluable life experience you will always remember and cherish. The things you learn in the years spent abroad will guide your decisions for years to come. Be sure you don`t ruin it all by being un-insured. One of the worst things that can happen when you are abroad is getting sick and not being able to take care of yourself. Usually the costs of treatment are so high that you may get into bigger debts than you can handle.
Fortunately international student health insurance is not often optional as most, if not all, universities will not let you study if you do not have it, which is indeed logical. If you are not going abroad to study and you are just travelling don`t ignore it, just because it is not required. Travelling can be stressful especially when you are travelling on a low budget. This means you can easily get sick. You are also exposed to a new unknown environment and to new diseases. Staying healthy on the road is a must and getting an international student health insurance may end up being the best decision you have ever made. There is nobody to help you when you are in a foreign country. You are on your own and the last thing you want is to be in need of medical assistance and large sums of money to finance it.
International student health insurance is specially designed for scholars and it usually is cheaper than other type of policy. There are various plans you can opt for depending on your needs. There is the Student Secure for studying abroad, the Spring break if you are just travelling during the vacation, or Atlas international for long term coverage in case you travel around the world. When choosing a plan make sure it covers a large number of diseases and that you are safe no matter what. Many countries don`t cover illnesses so be assured you get it on your own.
To get a good reliable policy go online to asses your needs and figure out what is the period you need the insurance for. Then choose the plan that fits them best and is required by the university you are applying for. You can purchase the health insurance online, by fax, telephone or email very quickly. After you have decided which type of policy you need and have found a good offer the rest is a piece of cake.
Freddi Vincent writes articles on Student issues, with a special interest in International Student Health Insurance [http://www.healthinsuranceinternationalstudent.com]. If you are planning to study abroad check Farebusters for cheap flights.